Disability Insurance in Torrance, California
Morck Financial & Insurance Services in Torrance, California, can provide you with personal or group disability insurance. Our advisor's personalized approach makes it possible for him to help you choose the best individual policy for you. If you are searching for a policy for your small business, our advisor has several group disability employee plans from which you will be able to choose. This type of insurance is one of the best benefits that you could offer your employees.
In the event that an employee is injured so seriously that he or she is unable to work, the employee's family wouldn't be able to pay for groceries, the mortgage or for any other activity. Disability insurance was created for times such as these because it pays a portion of your employees' salaries while they are recuperating at home.
Disability Insurance Policies in Torrance, California
Because there are so many factors that apply when you are choosing these types of disability insurance policies, Morck Financial & Insurance Services gives you several options. This insurance is especially helpful to older employees, but younger employees will benefit as well. Statistics show that 25 percent of 20-year-old workers are at risk of being out of work for at least one year due to a disability, and 51 percent of the adult population of the U.S. does not have insurance against disability beyond Social Security.
The necessity for this type of insurance is very clear, and our advisor wants to help small businesses and individuals find the best policies. Our advisor spends time with each client and puts in a real effort to know every one. He learns the intricacies of each business and tailors disability policies for each individual and small business that fit each person's needs. At the same time, he doesn't want to make anyone feel overwhelmed by the choice they have to make. To learn more about insurance that covers disabilities, contact one of our representatives at Morck Financial & Insurance Services.